Dr. Gusti Syarifudin, S.T., MMSI., M.Kom. “Analisa Deskriptif IT Investment, IT Innovation Terhadap Financial Innovation Pada Bank Perkreditan Rakyat Di Kalimantan Barat”. Prosiding CORISINDO 2023, Aug. 2023, https://www.ojs.stmikpontianak.ac.id/corisindo/article/view/228.