Analisa Deskriptif IT Investment, IT Innovation Terhadap Financial Innovation Pada Bank Perkreditan Rakyat di Kalimantan Barat. P.Corisindo [Internet]. 2023 Aug. 15 [cited 2026 Sep. 14];. Available from: https://www.ojs.stmikpontianak.ac.id/corisindo/article/view/228